ITR Filing in Bhopal

State-government Form 16 reconciliation, GPF interest and NPS Section 80CCD(1B) additional ₹50k deduction are the most common ITR items in Bhopal.

Anyone in Bhopal whose gross total income (before deductions) exceeds ₹2.5L under the old regime or ₹3L under the new regime must file an ITR. Filing is also mandatory for TDS refund claims, foreign asset holders, directors of companies, unlisted-equity holders, and those depositing over ₹1 Cr in current accounts or spending over ₹2L on foreign travel.

Aayakar Bhavan Arera Hills Bhopal handles local assessments. Jurisdiction is now PAN-based rather than address-based — you can file from anywhere in India for a PAN registered in Bhopal. Physical ITO visits are only needed for scrutiny under Section 143(2) or 148 reassessment.

• PAN + Aadhaar (linked — mandatory since 30 June 2023)
• Form 16 Part A + Part B from every employer
• Form 26AS + AIS + TIS (downloaded from incometax.gov.in)
• Bank interest and FD certificates
• Home-loan interest certificate (Section 24(b))
• Rent receipts + landlord PAN (HRA above ₹1L p.a.)
• Broker capital-gains statement (Zerodha, Groww, ICICIdirect)
• Mutual fund CAS from CAMS / KFintech
• Foreign RSU / ESPP vesting statement (Schedule FA)
• Investment proofs — LIC, PPF, ELSS, NPS, health insurance

New regime is default from AY 2024-25. For most Bhopal salaried employees with 80C (₹1.5L) + 80D (₹25k) + HRA + home loan under ₹8L total deductions, the new regime with ₹75k standard deduction wins. Old regime wins when deductions exceed ₹4–5L per year (typical for Bhopal mid-career professionals with active home loan + full 80C + NPS + insurance). Taxpex runs both computations in writing before filing.

• CA-reviewed and CA-signed — never software-only or intern filings.
• AIS / 26AS reconciled before submission — zero 143(1)(a) intimations.
• Old vs new regime compared in writing — you save more, legally.
• 100% WhatsApp workflow — no Bhopal office visit needed.
• Refund tracked with CPC Bangalore until credited to your bank.
• Notice defence included free within 12 months for any 143(1) intimation.