Trademark Class 36: Financial, Insurance & Real Estate Services
Class 36 covers financial affairs, monetary affairs, banking, insurance and real estate services. Fintech products usually need Class 36 for the financial service, Class 9 for the app and Class 42 for the platform technology.
What Class 36 covers
India follows the NICE Classification (11th edition) — 45 classes in total, 34 for goods and 11 for services. Class 36 sits in the services group. Your trademark is only protected for the goods or services listed in the class you file, which is why picking Class 36 correctly matters more than the logo itself.
- Banking, lending and payment services
- Insurance broking and underwriting
- Investment, wealth and mutual-fund services
- Real-estate agency, leasing and valuation
- Loan, EMI and BNPL services
- Cryptocurrency and digital-payment services
What Class 36 does NOT cover
| Frequently confused item | Correct class |
|---|---|
| Mobile app itself | Class 9 |
| Accounting and bookkeeping | Class 35 |
| Financial software platform | Class 42 |
| Legal services | Class 45 |
Examples of goods/services in Class 36
Who files in Class 36
- Fintech startups
- NBFCs
- Insurance brokers
- Real-estate firms
- Wealth-management companies
Class 36 government fees
| Applicant type | e-Filing fee | Physical filing | Note |
|---|---|---|---|
| Individual / Sole Proprietor | ₹4,500 per class | ₹5,000 per class | e-filing is cheaper — always file online |
| Startup (DPIIT recognised) | ₹4,500 per class | ₹5,000 per class | DPIIT certificate must be attached |
| MSME (Udyam registered) | ₹4,500 per class | ₹5,000 per class | Udyam certificate must be attached |
| Company / LLP / Partnership (non-MSME) | ₹9,000 per class | ₹10,000 per class | Register under Udyam first and save 50% |
Taxpex professional fee for a Class 36 filing starts at ₹1,999 and includes a clearance search, TM-48 drafting, filing and objection tracking until registration.
Class 36 filing timeline
| Stage | Typical time | What happens |
|---|---|---|
| Search & class confirmation | Same day | We run a Class 36 search on the IP India database |
| Filing (TM-A) | 24-48 hours | Application number issued — ™ can be used immediately |
| Examination report | 3-8 months | Registry raises objections under Section 9/11 if any |
| Objection reply / hearing | 1-4 months | We draft and file the reply, appear at hearings |
| Journal publication | 2-4 months | 4-month opposition window opens |
| Registration certificate | 8-18 months total | ® symbol can be used, valid 10 years |
Protect your brand in Class 36
Free class check · ™ in 24-48 hours · CA & IP-attorney led.
Classes usually filed with Class 36
Class 36 (Financial, Insurance & Real Estate Services) — questions answered
Search or filter by category. Still unsure? A senior CA replies on WhatsApp within minutes.
Content refreshed against the latest CBIC / CBDT / MCA notifications and portal changes.
Chartered Accountant · ICAI Member · 12+ years in Indian tax & compliance
- 15 September 2026Reviewed rates, forms and portal workflow for Trademark Class 36. Verified against latest CBIC/CBDT notifications.
- 10 January 2026Refreshed FAQ set, added new penalty examples and jurisdiction notes.
- 05 October 2025Structural rewrite for EEAT — added expert commentary, playbooks and process timeline.