Calculate the CAGR (Compound Annual Growth Rate) between an initial and final value over any duration.
An investment of ₹1,00,000 grew to ₹2,50,000 in 5 years — a CAGR of 20.11%.
Compound Annual Growth Rate is the geometric mean annual return of an investment over a period — the single number that smooths out year-to-year volatility. CAGR = (Ending / Beginning)^(1/years) − 1. This calculator computes CAGR for any starting value, ending value and duration, and inverts it to project future value at any expected CAGR.
Use CAGR to compare mutual funds, equities, real-estate and business revenue on an apples-to-apples basis. A ₹1 L investment growing to ₹3 L in 10 years is a 11.6% CAGR — not 20% (which the absolute return suggests).
Reviewing a 12-year equity mutual-fund investment.
Confusing CAGR with absolute return — a 300% absolute over 15 years is only ~9.7% CAGR.
Using CAGR on short (<3 year) horizons — highly misleading.
Ignoring inflation — real CAGR = nominal − inflation.
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Always beat 6% inflation and 7% risk-free rate for real wealth creation.
Use XIRR (not CAGR) for irregular SIPs / cash flows.
Absolute return ignores time; CAGR normalises the return to a per-year compounded rate — the standard measure for comparing multi-year returns.
No. Two investments with the same CAGR can have very different risk profiles. Use standard deviation or drawdown alongside CAGR.
No. Two investments with the same CAGR can have very different risk profiles. Use standard deviation or drawdown alongside CAGR.
via CAGR CalculatorAbsolute return ignores time; CAGR normalises the return to a per-year compounded rate — the standard measure for comparing multi-year returns.
via CAGR CalculatorThe bonus / variable pay is shown separately since it is typically paid annually, not monthly.
via In-Hand Salary CalculatorFor pure risk cover, always term insurance. Endowment/ULIPs mix insurance with investment and typically deliver poor returns on both.
via Life Insurance CalculatorThis dataset is free to reference in articles, research and reports. Attribution to Taxpex Consultancy is all we ask. Data last verified 31 July 2026.
Taxpex Consultancy. (2026). CAGR Calculator — Taxpex. Retrieved from https://taxpex.com/tools/investment/cagr-calculator<a href="https://taxpex.com/tools/investment/cagr-calculator">CAGR Calculator — Taxpex</a> — Taxpex Consultancy